USDA Loans
Evolve Bank & Trust’s USDA B&I Loans provide small businesses in rural communities with the capital needed to expand, modernize, and thrive.
Through the USDA Loan Guarantee Program, we help rural business owners secure competitive financing with favorable terms, ensuring sustainable growth and economic development. Whether you’re investing in new facilities, upgrading equipment, or purchasing essential inventory, our USDA Business & Industry (B&I) Loans offer the support needed to drive long-term success.
Empowering Rural Businesses with USDA Loan Expertise
We offer USDA loans as part of our comprehensive range of services. We offer specialized support in structuring USDA Business Loans tailored to the unique needs of rural entrepreneurs. With in-depth knowledge of USDA Rural Business Loan programs, we help business owners navigate the loan process—making it easier to access the capital they need to grow, whether they’re launching a new venture or expanding an established one.
Loans to Grow our Business
Evolve Bank & Trust specializes in USDA Business & Industry Loan Solutions for rural business growth in business development, modernization, and conversion.

Stay competitive by improving operations, upgrading technology, or transitioning your business model. USDA B&I Small Business Loans support renovations, business transformations, and expansion initiatives that enhance productivity and profitability.
Secure funding to purchase commercial real estate, expand your business footprint, or relocate to a strategic location. USDA Commercial Loans provide financing for land and building acquisitions that drive long-term stability and growth.
Ensure operational efficiency with the purchase of new equipment, raw materials, and inventory. Our USDA B&I Loans offer financing for essential business assets that keep operations running smoothly.
Benefits of USDA B&I Loans with Evolve Bank & Trust
USDA business loans through Evolve offer low-interest, long-term financing for rural businesses to support growth, job creation, and economic development—flexible terms and low down payments.
- Competitive interest rates
- Long repayment terms
- USDA Loan Guarantee Program
- Access to capital for rural businesses
- Financing for real estate, equipment
- Supports modernization and technology
- Manufacturing, retail, and services
- Loan amounts up to $25 million
- Rural areas with populations under 50,000
- Supports job creation & economic development
- Flexible terms tailored to business needs
- Ability to refinance existing debt
- USDA Business Loan Guarantee Program
- Startups and established businesses
- Funding for energy efficiency and renewables
- Expert guidance from our USDA Group
Key Support for USDA Loans
Evolve supports USDA loans with expert guidance on eligibility, application processing, and documentation. Businesses, nonprofits, and municipalities can access funding for real estate, equipment, and working capital.
Understanding the eligibility requirements ensures that your business qualifies for USDA Rural Business Loans. Our team provides expert guidance to determine if your company meets USDA standards.
Navigating the USDA Business Loan application process can be complex. We streamline the experience, assisting with documentation, financial analysis, and submission requirements.
Flexible repayment structures help businesses manage cash flow effectively. We work with borrowers to create loan terms that align with their long-term financial goals.
USDA Loan FAQ's

Expert USDA B&I Loan Services
Unlock new opportunities for your rural business with Evolve Bank & Trust’s USDA B&I Loan Program. Contact our experts today to get started.
Contact a Lender
Evolve’s program is designed specifically to provide for the borrowing needs of businesses located in rural areas. Our goal is to encourage and provide commercial financing for rural businesses. The B&I Loan Program is made available through the United States Department of Agriculture (USDA) guaranteed loan program.