Personal Savings
Evolve Bank & Trust offers secure, high-return savings solutions to help you reach your financial goals. Enjoy competitive rates, no hidden fees, and easy online access to manage your money anytime.
Evolve’s savings accounts provide flexible options to help you build wealth. With automatic transfers, online banking, and competitive interest, you can save smarter while keeping your funds secure and accessible.
Savings Account Types

Personal Savings
Evolve offers outstanding personal savings solutions for people who want secure growth opportunities. When you save with Evolve, you and your money enjoy the most competitive interest rates available, plus ultra-secure online banking to help you reach your financial goals.
Features include:
- Low opening balance requirement of $100
- Highly competitive interest rate
- Free Online Banking with 24/7 Website Tech Support
- Access money through withdrawal or ATM
- Interest compounded quarterly
- Quarterly Statements
- $5.00 quarterly service charge (fee is waived if your daily balance is $250 or greater)
- $2.00 per debit over 6 in a quarter
Personal Savings that Work for You
With an Evolve Personal Savings Account, you can start saving for your future with just a $100 initial deposit and watch your money grow effortlessly. Maintain a minimum daily balance of $250 and Evolve will waive the monthly service fee, helping you maximize your savings even further.
Managing your financial future has never been easier with instant access to your account balance and the convenience of online banking and 24/7 phone banking, plus notifications and alerts for key information. With virtually unlimited access, you can easily deposit funds, make transfers, and track your savings anytime. Need access to your money fast? Evolve offers nationwide accessibility with over
32,000 surcharge-free ATMs through the MoneyPass Network, making saving with Evolve both smart and convenient. (850 Characters)
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High Yield Savings
Evolve’s High Yield Savings Accounts offer attractive interest rates and a host of convenient features to help you maximize your money. With tiered interest rates and monthly compounding, you can watch your money grow while enjoying easy access and exceptional service.
Other Features include:
- Minimum opening requirement: $10,000
- Tiered Interest Rates
- Free Online Banking with 24/7 Website Tech Support
- Monthly statements for easy record keeping
- Earns money market interest rates. Interest accrues daily and compounds monthly.
- Access money through withdrawal or ATM
- Six pre-authorized debits a month, three of which can be by check, draft or debit ($10 fee per excess transaction)
- Maintain a $2,500 minimum daily balance and we waive the $10 monthly service charge*Subject to Approval. Mobile carrier fees may apply.
Backed by Unparalleled Expertise
Evolve’s High Yield Savings Accounts offer tiered interest rates that ensure your money works harder for you. Interest accrues daily and compounds monthly, providing you with steady growth over time. You also enjoy free online banking with 24/7 website tech support, making it easy to manage your finances from anywhere.
In addition to competitive interest rates, Evolve’s High Yield Savings Accounts provide numerous features to enhance your banking experience. You receive monthly statements for easy record keeping and can access your funds through withdrawals or ATMs. The account includes six pre-authorized debits per month, with three of those allowed by check, draft, or debit.
With Evolve, you can feel confident knowing your financial future is safe.
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Money Market Savings
Evolve’s Money Market Savings Accounts offers competitive interest rates with the flexibility you want. Enjoy easy access to your funds while earning higher returns than a standard savings account. Secure, convenient, and designed to help your savings grow—start today!
Other Features include:
- Minimum opening requirement: $2,500
- Tiered Interest Rates
- Free Online Banking with 24/7 Website Tech Support
- Monthly statements for easy record keeping
- Earns money market interest rates. Interest accrues daily and compounds monthly.
- Access money through withdrawal or ATM
- Six pre-authorized debits a month, three of which can be by check, draft or debit ($10 fee per excess transaction)
- Maintain a $2,500 minimum daily balance and we waive the $10 monthly service charge
*Subject to Approval. Mobile carrier fees may apply.
Offering a Range of Features
Evolve Bank & Trust’s money market accounts offer the full spectrum of savings-related features designed to facilitate your financial goals. With a minimum opening requirement of $2,500, these accounts grant you access to tiered interest rates, making them an excellent choice for individuals looking to optimize their returns.
Additionally, Evolve provides our money market clients with free online banking with round-the-clock website tech support, enhancing convenience and simplifying record keeping, allowing you to track your financial progress easily.
Whether you’re seeking to maximize interest earnings or require the flexibility of accessing your funds, Evolve Bank & Trust’s money market accounts provide a comprehensive and efficient banking option tailored to your financial goals.
Get Started TodayBranch Locations
Banking Center
Triad Centre III
6070 Poplar Avenue, Suite 100
Memphis, TN 38119
Lobby Hours
9am-4pm CT, Mon-Thur
9am-6pm CT, Fri
Drive-Thru Hours
8:30am-5pm CT, Mon-Thur
8:30am-6pm CT, Fri
Closed Sat-Sun & Federal Holidays
Banking Center
123 West Parkin Street
Parkin, AR 72373
Mailing Address
PO Box 526
Parkin, AR 72373
Lobby Hours
8:30am-12pm CT, Mon-Fri
Drive-Thru Hours
8:30am-4pm CT, Mon-Thur
8:30am-5pm CT, Fri
Closed Sat-Sun & Federal Holidays
Banking Center
111 East Huntington Avenue
Suite A
Jonesboro, AR 72401
Lobby Hours
8:30am-5pm CT, Mon-Fri
Closed Sat-Sun & Federal Holidays
Virtual Teller & ATM
1810 Main Street
Jonesboro, AR 72401
Virtual Teller Hours
8:30am-5pm CT, Mon-Fri
Closed Sat-Sun & Federal Holidays
Financial Center
1566 Hwy 62/412
Highland, AR 72542
Mailing Address
PO Box 480
Hardy, Arkansas 72542
Lobby Hours
8am-5pm CT, Mon-Fri
Closed Sat-Sun & Federal Holidays
Banking Center
301 Shoppingway Boulevard
West Memphis, AR 72301
Lobby Hours
8:30am-5pm CT, Mon-Fri
Drive-Thru Hours
8:30am-5pm CT, Mon-Thur
8:30am-6pm CT, Fri
Closed Sat-Sun & Federal Holidays
Banking Center
1690 North Falls Boulevard
Wynne, AR 72396
Mailing Address
PO Box 1003
Wynne, AR 72396
Drive-Thru Hours
8am-5pm CT, Mon-Fri
Closed Sat-Sun & Federal Holidays
Financial Center
2860 I-55 Service Road, Suite A
Marion, AR 72364
Lobby Hours
8am-5pm CT, Mon-Fri
Closed Sat-Sun & Federal Holidays
Financial Center
101 East Chestnut Street Suite A
Rogers, AR 72756
Lobby Hours
8:00am-5pm CT, Mon-Fri
(No Drive-Thru)
Closed Sat-Sun & Federal Holidays

At Your Fingertips 24/7
- Manage Funds Seamlessly
- Transfer Funds Effortlessly
- Check Your Balances 24/7/365
Frequently Asked Questions
How can I manage my savings seamlessly?
You can manage your savings easily through both our online services and our digital app. Both allow you to track your savings, set goals, and monitor your progress anytime, anywhere.
Is it easy to transfer funds?
Absolutely! At Evolve Bank & Trust, our platform enables you to transfer funds effortlessly with just a few taps, ensuring your money is moved quickly and securely.
Can I check my balances at any time?
Yes, you can check your balances 24/7/365 through our online banking system or mobile app, giving you access to your financial information whenever you need it.
Where can I find more information about personal banking products?
For more information about personal banking products such as checking accounts, personal loans, IRAs, CDs, and more, you can visit our Personal Banking section below.